Financial advice from an independent point of view will enable you to make sound decisions based on a full understanding of all your options

By engaging and retaining Michael Robinson Associates as your financial advisers you can be sure that:

• We will use our best endeavours to obtain the most competitive and appropriate solutions to match your needs.

• We will continue to support you by updating and reviewing your financial plans so that they remain effective as your circumstances change.

• The companies we select to meet your needs will have an established record of achievement and expertise in the areas for which they have been chosen.

Investment Planning
The efficient creation and management of capital

• Review of current investments, valuation reports and assessment of performance
• Structured investment maximising personal tax reduction opportunities
• Capital investment for growth and/or income purposes
• Investment for children including school fees/university cost planning
• Offshore investment for UK and non-UK residents

Our Investment Review Service analyses the performance of your present investments and highlights improvement opportunities.

Investments - click here to find out how we work with you to maximise your investment opportunities, all about the different types of investments and our specialist investment trading platform

Retirement Planning
The management and co-ordination of your benefits from all sources on one statement.

• Retirement income funding analysis
• Assessment and consolidation of existing retirement benefits
• Pension fund performance assessment
• Protection of future Pension benefits for yourself and your family
• Analysis of Annuity/Drawdown/Phased Retirement options

Our Retirement Planning Analysis Service regularly assesses your progress towards a realistic level of retirement income.

Pensions - click here to access information about different types of Pensions, or to obtain information about your own Pension Plan if you are a member of a Group Pension Scheme administered by Michael Robinson Associates.

Personal and family protection
Full assessment of life assurance, health and income protection needs

• Protecting your family’s income from the consequences of accident, illness or a breadwinner’s untimely demise
• Ensuring an appropriate level of cover is obtained at the most competitive cost
• Mortgage and redundancy protection
• Care fee planning
• Private medical insurance

Our Life Assurance Review Service identifies any cost savings that can be achieved and illustrates the real value of your family’s protection.

Estate Planning
Preserving estates against a future Inheritance Tax liability

• Assessing the liability
• Advising on the means to reduce or meet the liabilities
• Exempt Transfers and gifting allowances
• Trust advice

Our Estate Planning review illustrates the most appropriate ways in which to minimise this taxation on wealth.

Mortgage Management
For all of your property-related borrowing requirements

• Advice and assistance with your mortgage, remortgage and capital-raising requirements
• Comprehensive market analysis to ensure that you benefit from the most competitive terms and interest rates available
• Review service to check if your existing mortgage costs can be reduced
• Structuring options to enable you to own your home earlier than scheduled

Our Mortgage Management Service ensures that your mortgage is structured in a cost-effective and suitable manner.

To find out how we can assist employers with their Pension, protection, investment and employee benefit arrangements, please go to Corporate Services