The benefits of independent advice: by using us as your Independent Financial Adviser (IFA) you can be sure that: -

• You will obtain totally unbiased, expert advice and access to the widest range of financial solutions
• You are appointing a team of people who are committed to working with you on a long term basis
• You will be making the most of your financial opportunities
• Your decisions will only be made once all your options have been fully investigated.

About Us: established in 1981, we have considerable experience and expertise in providing comprehensive independent financial planning advice and support to both individual and corporate clients. We pride ourselves in providing a highly personalised and attentive service.

An initial meeting is offered without charge or obligation. Thereafter we work on either a fee or commission basis, or a combination of both. In all cases our remuneration basis is discussed openly with you, and agreed before work is undertaken on your behalf. Our aim is always to provide you with good value.

Our Role as Advisers : is to develop long term client relationships, working together in the effective management of your financial affairs.

We provide objective and balanced advice in a way that is both supportive and sensitive to your needs. Our reputation is built upon providing a personal service incorporating integrity, technical knowledge, and ethical practice. Value for money is always a priority and to this end we do our utmost to provide the most cost-effective solutions.

Our clients tell us that they find it of significant benefit to be able to refer to one source of information in relation to all their financial planning requirements and to know that the administration of their affairs is being co-ordinated on their behalf. We appoint and work with other professional advisers when necessary to provide you with complete solutions.

We believe that the on-going monitoring of your affairs in the light of changes in personal circumstances, legislation, and other economic factors is most important in obtaining the best long term results.

It is our aim to help you to build a more secure financial future by:

• Establishing your specific needs today
• Analysing your options and explaining the solutions, in a clear and concise way
• Implementing your decisions on the best terms available
• Providing a monitoring and review structure to ensure that today's solutions remain effective into the future